Breakfast Treat

Breakfast Treat
Breakfast time, Pancakes, Yumm

Thursday, November 14, 2013

THE TRUE FACTS ABOUT HEALTH INSURANCE FOR SENIORS.

This is the truth about those drug policies and medical ones that pay what medicare does not pay.

First   Hinted lie in the ads.
The impression is given that if medicare does not pay the cost they will.
WRONG.
If medicare does not pay for that procedure or medical need,  they do not either.      Most Medical policies only pay the 20% that you pay in part B  and some the original $140 that you pay at the beginning of each year before Medicare starts paying.      

Over the past 2 years we have instead of paying Blue Cross $250 each for such insurance,  put it into a separate savings account  ( we call it our medical insurance savings account. ) we pay it like the bill we paid to Blue cross and then if it is an amount Blue cross would have paid,  we transfer that amount into our checking each month when we pay the bill to the DR etc.   We now have over $7,000 saved that would have gone to some executives bonus.

Walmart advertizes the $12.50 per month with humana  for drug insurance.  Yes but you pay the first $2,500 for your drugs before they cover anything.  Bob and I together spend $700 or under per year for our meds so   that $12.50 each  is $25 per month into another executive's pocket,  put that in the health savings account also.  

We have medicare so we do not need to pay for additional insurance.  I am totally bothered by the advertising going on that is meant to scam seniors out of their money  to bulk up someone's bonus.  

Have an accountant do the math for you not a medical or insurance professional.    Do what works best for you,  not the insurance companies.  

HERE IS THE MOST IMPORTANT THING.
Save that money separate from your other accounts and do not count on it as money to spend for anything other than your medical bills that would have been covered by the insurance.

If an insurance company pays the medical bills,  on both ends the DR and the insurance,  they need to pay the staff to do the paperwork.  That immediately would mean it costs more than to pay it your self but since the  insurance companies are all for profit and have share holders wanting money because they bought a piece of paper,  you are also giving them that money and they the Executives want super wages and bonuses  so you go without necessities of life to provide it for them.     Do the math before deciding.  I did not in 1999 and supported those wealthy  big wigs for 11 years.  I went back and checked all records and found we would not have over $25,000 if I had started out this way and gone this way the entire time.

Thursday, October 31, 2013

Wolves, In cases like this, Need kept under control

Putting this at the top for anyone who comes here.  This is the first time I did not check something on Snopes ,   Even with the Representative's name it is false.
Please do not bother to read other than to know that 90% of such e-mails and  FB posts are false as this one is.



I have always pictured wolves the size of the wolves in moves and the ones I have seen in sanctuaries.    I had no Idea that the Canadian Wolf was soooooooo large.
We have always been told that animals in the wild only kill for food.  Not so with these Wolves.    They are now way above the 100 the government wanted and are endangering people and livestock.   To put a wild animal out of it's original environment is asking for trouble and I am no seeing why people in Idaho want something done about the wolf problem they have.     Look at the size of the Wolves  and the fact that they kill 5 of 6 elk for sport  and you know that the goal that they thought they wanted is not the one that was achieved.  Below is an appeal from the Idaho State Representative.

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This is a picture of a pack of 25 wolves taken in the Weippe area in Idaho .
Each one of these eats 24 Elk per year. This group alone will consume
600 Elk this year. That doesn’t even factor in the “sport kills.”


Idaho Wolves...and a lesson about "Good Intentions"

Look at the size of these wolves! ! ! ! Wow! and I thought
they were about the size of a shepherd dog ! !  Holey moley!

I hope not to meet up with one of these monsters ! ! 


The Canadian Gray Wolf runs in packs of up to twenty wolves.
For every one animal they kill to eat, these Canadian wolves kill about three more just for the fun of it.
The biologists call it "sport-reflex killing" or "lustful killing". The Canadian Gray Wolf is a killing machine.


These are federal wolves, as it was the federal government who introduced them into Idaho
over our objections. They told the state of Idaho that the wolves would be considered
recovered when they had a total of 100 wolves in Idaho .
*
Now they have between 800 and 2,000 wolves and the situation is out of control.
Idaho 's wolf emergency is a state issue. And in this situation, the state of Idaho
has both a duty and the authority to protect its people and their property.

House Bill 343 lays out the facts, the argument and the authority to do so. - Idaho Rep Phil Hart.

Monday, June 17, 2013

Eastern Washington Weather and our View from the deck.

We can see for miles from our deck and we see how fast the weather moves and how different in very little distance here.
This picture was taken looking South,  You can see the rain falling.  The hill is the Royal City Sloap  and the open sky piece is at that time directly over Mardon.  You can see the rain falling.over Royal City whick is at the top of the sloap and 15 miles from our house.

This is looking toward the area where we had a picnic  lunch today with family on the West side of the Columbia River at a State park.  It was the third picture taken
This is 45 miles to the top of the ridge seen.

This is looking West Northwest  and you can see the end of the storm   clouds just about at the edge of our property.

This is looking North  and that row of trees in front of the van  ( far away )  You can see the outlind of mountain gops through them,  That if 50 miles away  the ones on the left you see in the breaks  are 35 miles away.  No storm there at that time.

I finished dishing up the dog food and then took pictures.

Note how far north the storm has moved.   Anika Waiting for her dinner.


This is looking North North west,  the storm has already moved up over our house and to the north.  It took 12 minutes for the rain to come from Royal City to our house.

I love being able to see mountains as far away as Yakima,  Wenatchee    and almost to the Canadian Border.  


Monday, June 3, 2013

Good Bye BT. We love you so much.

BT came home with us from the Shelter in Moses Lake at 6 months of age and we never could understand why he was an owner release because he was so perfect and loving.
BT was called Bob at the shelter because he is a natural short tail cat but We changed it to BT  for Bob Tail so we would not have two Bob's in the same house.  This was in October of 2005.
In December pf 2005,  our first foster liter of pups came and BT decided it was his job to teach pups how to interact with cats.     He seemed to know what dogs were dangerous but pups needed to be taught to be good with cats.
 BT loved to go hunting but it was not for the kill,  he would bring in the mice and birds and turn them loose to be his pets.  He never did understand why I would panic when I say his pets.     Anika,  the pup in this picture stayed with us.   BT and Anika have always had a close bond.

 One of BT's favorite activities was watching TV with Bob  and the other was taking a nap with Bob.  He was very social and all the cats loved him,  even the feral cats that were dumped a few years ago.

 Pookie and Sherman are watching BT who is watching Bob weed eating.

 Two years ago,  a kitten was found under our rear porch.  she was only 9 ounces and very dehydrated but her teeth said 10 weeks.    BT immediately took charge of cleaning her and teaching her how to be a playful kitten.   El Cee is now 2 years old and BT did a wonderful job of raising her.

Recently one of the original feral cats dumped had a litter of kittens and only one survived.    He is only 11 weeks old now.     3 weeks ago we brought the kitten ( I had been feeding it and playing with it in the shop  but could not get near the mother cat )  into the house and BT took charge again.    

Then last Friday the Neighbor's 3 dogs came into our property and caught BT.   They were throwing him in the air.   Wayde went out to stop them  and rushed BT to the Vet as we were in Wenatchee buying Dog and cat food.     BT seemed to rally some on Saturday but then started going down hill again.   He got to come home for a short while.

Sunday morning I could see he was not doing well and took him to the Pioneer Vet. Clinic.    He was put on both IV and Oxygen.   They found that he was so badly bruised inside that his organs were shutting down.  This morning  ( Monday  June 3rd, )  I said my good byes to our super special,  wonderful cat and he went to sleep in my arms.       We will never forget him and have been blessed to have him as part of our lives.    

BT,  your spirit will stay with us and we will still feel your love every day.   You brought so much joy to us and we will treasure every minute we had with you.
Love you sooooooooooooo much.